Terms & Conditions

Last updated: 5 November 2026

These terms apply to Spellbook – The Wizard’s Journal (the “Journal”), the trading journal by Charting Wizards at chartingwizardsindia.com/journal (the "Journal"), provided by Charting Wizards Private Limited ("we", "us"). By creating an account or paying for a subscription, you agree to them. Enrolment in the Charting Wizards Masterclass is confirmed separately with each student; the education-only disclaimer in section 2 applies to it as well.

1. What the Journal is

The Journal is an online trading journal. You record or import your own trades and see statistics, reports and coaching notes about them. You can also get feedback from your Charting Wizards mentor.

2. Not investment advice

The Journal is an educational record-keeping and analysis tool. It does not give buy, sell or hold recommendations, tips or calls, and nothing in it is investment, tax or legal advice. Projections such as "Where your P/L is heading" are based only on your own past results and are not forecasts of the market. Trading in securities and derivatives involves risk of loss. You alone are responsible for your trading decisions.

3. Your account

• You must be 18 or older and give accurate details.
• One account is for one person. Keep your password private; you're responsible for activity on your account.
• We may suspend accounts that misuse the service, attack it, or break these terms.

4. Plans and payment

• Free plan: ₹0, with up to 30 trades a month, one trading account and the limits shown in the Journal. No payment details are needed.
• Full plan: ₹499 per month, or ₹4,999 per year (prices shown on the subscribe page apply). Prices include applicable taxes unless stated otherwise.
• Subscriptions renew automatically each period through Razorpay (UPI AutoPay, cards, net banking) or Stripe (international cards) until you cancel.
• If a renewal payment fails, you have a 3-day grace period while the payment is retried. After that your Journal is paused (read-only).
• Free access given to Charting Wizards students or through a promo code lasts for the period stated with the code or set by us, and may be ended when that period is over.
• We may change prices with at least 7 days' notice. Existing subscriptions continue at the old price until you re-subscribe.

5. Cancelling

You can cancel anytime from Settings → Subscription. You keep access until the end of the period you've paid for, and you won't be charged again. Refunds are covered by our Refund & Cancellation Policy.

6. Your data

• Your trades, notes and screenshots belong to you. You can download all of them anytime (Settings → Security & your data), even while your Journal is paused, and delete your account yourself from the same place.
• If your access ends (you stop paying or free access ends), your data is kept for 6 months so you can resume where you left off. After 6 months it is permanently deleted. Your login stays, so you can start again.
• How we handle personal data is explained in our Privacy Policy.

7. Broker connections

If you connect a broker account (for example Zerodha, Upstox, Fyers or Dhan), the Journal only reads your executed trades. It never places, changes or cancels orders. You log in on the broker's own page; we never see your broker password or PIN. Broker sessions expire on the broker's schedule, and you can disconnect anytime. Each broker's own terms also apply.

8. Mentor reviews, AI, community and prices

If you choose to share your journal (Settings → Mentor access), your mentor can see it to give feedback, and every time they open it is listed in your Settings. You can make it private anytime. Feedback, AI answers and weekly debriefs are educational and based on the data you record. They are not personalised investment advice.

The discipline leaderboard is opt-in, shows only your first name and initial, and ranks process (stop losses, rules, journaling), never profit.

Prices, holdings values and alerts use delayed market data (about 15 minutes) from third-party sources that may be late, wrong or unavailable, and no price is shown for F&O or commodity contracts. Stop-loss and price alerts are a convenience and are not guaranteed; they never place, change or cancel orders. Always keep your own stop-loss orders with your broker. Tax figures (holdings, tax report) are estimates for discussion with your CA, not tax advice.

9. Acceptable use

Don't copy, resell or reverse-engineer the Journal, upload unlawful content, try to access other members' data, or overload the service.

10. Availability and liability

We work to keep the Journal available and accurate, but it is provided "as is". Imported data depends on your broker's files and systems, so please check important figures against your broker's contract notes. To the extent permitted by law, we are not liable for trading losses or indirect losses. Our total liability for any claim is limited to the subscription fees you paid us in the 3 months before the claim.

11. Changes to these terms

We may update these terms. We'll post the new version here and, for important changes, tell you in the Journal or by email. Continuing to use the Journal means you accept the updated terms.

12. Law and disputes

These terms are governed by the laws of India. Courts in Vellore, Tamil Nadu have jurisdiction. Please contact us first: most issues can be sorted out quickly.

13. Contact

Charting Wizards Private Limited, 52 Kamaraj Street, Karugambathur, Vellore 632013, Tamil Nadu, India. Phone / WhatsApp +91 95669 85202. Email contact@chartingwizardsindia.com.